Key Benefits

• Individually tailored portfolio to meet client specific needs, risk profile and objectives.

• Clarity and Transparency of investment values at any time.
   
• Making use of annual individual capital gain allowance.
  (Currently to April 2010 £10,100 per annum for UK residents.) Use it or Lose it.                                 

• Tax year end portfolio report and capital gains calculations. (UK ONLY)
   
• lower stockbroker dealing charges negotiated by us for our clients.
• No hidden charges, bid/offer, X Y Z units, policy fee, allocation rates and all that stuff!
   
• Managing Pension funds in Self Invested Personal Pensions ( SIPPS ) and SSAS.
   

Key Benefits

• Review clients current and past pension arrangements.
   
• Establish projected pension benefits.
   
• Consider and advise on possible pension shortfall to meet clients future income needs.
   
• Test current money purchase arrangement against maximum Inland Revenue limits.
   
• Check current contributions investment funds performance, risk and suitability.
   
• Consider options of an Annuity, Phased Pension, Draw Down or combination.

Our philosophy is to have positive wealth relationship.

It is in our interest to preserve and increase our clients wealth. Our remuneration and fee is directly related to the client portfolio, the higher the client portfolio the better it is, we work for a common cause.

We maintain this attitude across the entire relationship, we look after our clients financial affairs in a positive & proactive manner, for example we alert our clients to ways of increasing returns on their saving, reducing their borrowing costs, re-balancing their risks, this is part of our service.

We do not charge on every single bit of advice we give, our advice is on the basis of mutual benefit and long term prosperity.

We offer solutions and present facts, we clarify and inform, we draw on our vast knowledge and experience to advise and recommend.

This is our way.