Pensions

Am I saving enough into my pension? What income might I have when I retire? Should I be saving more?
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We can help review your current and previous pension arrangements, answering these questions and as well as:
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• Establish projected pension benefits.
• Consider and advise on any possible pension shortfall to meet your future income needs.
• We evaluate your current investments and potential investment options on performance, risk and suitability.​
• Help you to avoid paying excessive fees

Retirement Planning

​Should I consolidate all my pensions before I take benefits? Can I make use of the new Flexi-Access drawdown rules? What are the tax implications?
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We and help you plan your retirement income to make sure you access your benefits in the best way for you. We can:

• ​Evaluation of your Asset Allocation within your pension and non pension arrangements to ensure they meet your objectives and risk profile.
• Help and advise on how to generate your required income, by considering all options including: Annuities, Phased Pension, Capped or Flexible Drawdown, ISAs and any other potential income source. 
• Advice on the withdrawal of your Tax Free Cash Lump Sum from your pension fund.
• Advantages and disadvantages of consolidating your old pension policies

How long will my pension need to last?

Calculator taken from the UK Office for National Statistics - For illustrative purposes only